The purpose of this site is to provide resources to help you eliminate your credit card debts.

On this site, I will cover useful ideas for reducing expenses and practical strategies for living on a limited income.

This is not a site that will tell you how to eliminate all of your debts overnight.

It probably took you years to accumulate your debts and it will probably take you some time to clear them.

The steps that I recommend here may include simplifying the way that you live, making do with less, and possibly even moving as a way to reduce expenses.

This is a website for people who take responsibility for having created their debt, and who are committed to paying it off.

Specifically, this site is for people who take the long view, and want to pay down their debt, having completed the task with excellent credit, money in investments, and well positioned for retirement.

I will share with you the insights I have learned while paying down my debt and possibly help you to avoid some of the mistakes that I have made.

My goal in creating is this site is to share ideas. If even a few of my suggestions help you to save money then this visit will have been worth your time.

If the ideas on this site are useful to you, please consider purchasing my book, the expanded version of this site, Eliminate Credit Card Debts.