It is good that you are looking for a debt payoff calculator.

This means that you are taking responsibility for paying back the money that you owe.

Finding good debt management tools is an excellent first step in reducing your debt.

To use these tools, what you will need is information about your current finances.

Collecting this information will begin with you making a list of all the money that you owe, the interest rates that you are now paying, and the minimum payments that you have due each month.

You will also need to make a list of all of your other expenses, including those that you must pay every month, and the money you spend on things that you can live without.

With this information, I can help you to create a budget which will show you how long it will take you to eliminate your credit card debts.

I will show you which debts to pay off first, how much to pay each credit card, and ways that you can reduce the interest rates on credit cards.

To speed up the process of paying your debts, I will also cover strategies for reducing your fixed expenses, and ways that you can simplify your lifestyle.

Finally, I will provide you with a link to download the worksheet that I used when paying off my credit card debts.

For more information, my book Eliminate Credit Card Debts covers a more extensive list of debt management tools.